The Open Journal
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Open Finance
Zooming in on Open Finance platforms
Arizent’s recent analysis of The State of Digital Banking 2022 shows that legacy financial...
1 minute read
Powering product innovation for banks through open banking
Open Banking and Finance is still undervalued by established banks. A recent shift in attitude...
4 minute read
Digitizing business lending — How does invoice financing work? And why going digital changes the game.
Invoice financing is a new and exciting concept for small businesses wanting to access cash. It...
1 minute read
Open data set to change the way we look at borrowing with Revenue Based financing
Revenue-based Financing (RBF) is about to change how we look at businesses’ capability to borrow...
2 minute read
How lenders can use consented customer data to better evaluate creditworthiness
Photo by Towfiqu barbhuiya on Unsplash
3 minute read
Move to paperless onboarding or application journeys
9Spokes supports business data integrations which can both simplify and speed up onboarding and...
1 minute read
Using open data: identify the best customers for your campaign
An Open Data Platform with the right search functions can transform the customer identification...
1 minute read
Building with banking vs. general ledger data
On the road to building better financial services experiences for business customers, all...
3 minute read
Decisioning – open data use cases
In this edition of open data use cases, we look at how permissioned data can power a business’...
3 minute read
Continuous monitoring – open data use cases
In this edition of open data use cases, we look at how permissioned data feeds can power a...
2 minute read
Onboarding – open data use cases
In this edition of open data use cases, we look at the value of being able to supply a streamlined...
3 minute read